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17+ Things We Don’t Pay For

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Christmas is behind us and we’ve welcomed in the New Year.

Almost two weeks into it, conversations, both online and in real life, seem to revolve around our New Year’s Resolutions.

The most common seem to be getting healthier and saving money.

For a few healthy recipes, check out my white chicken chili, cinnamon skillet apples, & oatmeal cookies.

When it comes to saving money, we often underestimate how the little things can add up over the years. While each one of these may result in savings as small as a few pennies, many can be significantly more. Over time, they can really add up.

If you’re having trouble making ends meet, or need a little help reaching that financial goal, consider giving up one, a few, or all of these expenses. Continue reading →

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3 Things We Wish We Had Done When We Had More Money

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Things have not always been as tight for our family as they are now. They’ve always felt like they have been, but as our income has consistently declined over the last 8 or so years, we’ve had to learn to make do with less and less.

In retrospect, we had it pretty good before. We had consistency and reliability. Now we have neither. I wish we had realized then how good we had it. Instead, we focused more on how little we had.

They say hindsight is 20/20, right? I’m sharing this personal information in hopes that you can learn from our experience.

Here’s what we wish we had done then: Continue reading →

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31 Things I Thank God For

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You (or may not) have noticed a 31 Day theme around the blogosphere the past few days. October is the month of 31 Days of Writing for many bloggers. They choose a theme and write on it for 31 straight days.

If you know me at all, you know that I love counting my blessings. It’s a full time job, I tell ya.

Even though I am not participating in this event on my blog, these 31 Day Challenges have inspired me to write 31 things I am thankful for.

My hope is to challenge you to look for the blessings in your own life. Continue reading →