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19 Ways to Cut Back an Already Bare Bones Grocery Budget

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food

Things just went from bad to worse. You got the call that your husband lost his job, the car needs major repairs, or another medical bill just found its way in your hands.

You’re already frugal but this news demands even more cutbacks. While it may seem that you are already doing all that you can to skimp and save sometimes you find yourself needing to cut back even more.

If you’ve found yourself in this position, I’m here to help.

I’ve recently had to reevaluate our already frugal lifestyle. I will admit to you that cutting back an already bare bones grocery budget isn’t fun or easy, but it is possible. Continue reading →

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17+ Things We Don’t Pay For

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cards-coins

Christmas is behind us and we’ve welcomed in the New Year.

Almost two weeks into it, conversations, both online and in real life, seem to revolve around our New Year’s Resolutions.

The most common seem to be getting healthier and saving money.

For a few healthy recipes, check out my white chicken chili, cinnamon skillet apples, & oatmeal cookies.

When it comes to saving money, we often underestimate how the little things can add up over the years. While each one of these may result in savings as small as a few pennies, many can be significantly more. Over time, they can really add up.

If you’re having trouble making ends meet, or need a little help reaching that financial goal, consider giving up one, a few, or all of these expenses. Continue reading →

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My #1 Tip For Trimming Grocery Spending

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grocery-tip

If you’ve read my blog, you’ve probably heard me say that our bills may not be negotiable, but our grocery receipts usually are.

When finances are tight, often the only area we can control is our food spending.

While my husband works hard to bring the money in, my job is to make it go as far as it can while feeding our family healthy meals. With two growing teenagers, that task isn’t always easy, but it is possible.

Today I’d like to share what works for our family.

I’m honored to be sharing this post today at Family Balance Sheet. Kristia’s blog has been an inspiration to me as she is “a mom on a mission to help families live well on less.” She shares “money-saving tips and ideas about family finances, food, home management, & family life.” 

To continue reading this post on her site, please click here.

Shared at Inspire Me MondaysMy PinterventuresWake Up WednesdaySo Much At HomeI Choose Joy!New Mrs. AdventuresMom’s The WordHomemaking Link-upThriving ThursdayHomestead Blog Hop, & Mom’s Morning Coffee.

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3 Things We Wish We Had Done When We Had More Money

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money-background

Things have not always been as tight for our family as they are now. They’ve always felt like they have been, but as our income has consistently declined over the last 8 or so years, we’ve had to learn to make do with less and less.

In retrospect, we had it pretty good before. We had consistency and reliability. Now we have neither. I wish we had realized then how good we had it. Instead, we focused more on how little we had.

They say hindsight is 20/20, right? I’m sharing this personal information in hopes that you can learn from our experience.

Here’s what we wish we had done then: Continue reading →

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The How’s and Why’s of a Pantry Challenge

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dried goods

If not, this post will explain the what, why, and how of a Pantry Challenge. If you have, perhaps you will be encouraged to find your own reasons for trying one.

A Pantry Challenge is when you take stock of the items you have in your pantry, freezer, and refrigerator. You take an inventory of the food you have so than you can plan menus using what you have already purchased rather than making a shopping list and heading to the store. Continue reading →

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4 Tips to Saving Time in the Kitchen

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black & white clockIf you know me in real life, or have spent time reading my blog, you know that I spend a lot of time in the kitchen in an effort to stretch my husband’s paycheck as far as it can possibly go. As I have said before, I believe that the kitchen is the area we have the most control over in terms of how much, or how little, money we spend.

While I consider it my job to make his paycheck go as far as it can and I do enjoy working in my kitchen, I don’t want to be in it 24/7. Because of that, I am always looking for ways to streamline my kitchen activities.

Continue reading →

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23+ Ways I Use Vinegar

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bottle

Are you a fan of vinegar?  A few years ago, I would have never imagined I would buy gallon bottles by the case at Costco. A quick internet search will give you countless uses for the pungent-smelling, clear liquid. Today I want to share with you the ways I personally use it. It is much easier on our environment than many of the harsh chemicals we are purchasing from the store. It’s also a much more frugal option than many of those said chemicals. So grab a gallon, give a few of these a try, and then maybe branch out and try a few more.

Continue reading →

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Frugal vs. Cheap

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calculator-basket

Frugality is definitely in vogue these days. The lessons our grandparents learned during The Great Depression are being resurrected as a result of the current economic times. I think that’s a good thing.

I remember having a conversation with my Grandmother in which we were discussing the financial challenges my family was facing. She asked me if it made me feel better knowing we weren’t alone. I answered with an unsure, “I guess so.” My immediate thought was that I didn’t wish this for anyone else; but as I reflected more on our conversation, I realize that’s not what she meant at all. With so many of us in the same boat, at least we have each other to teach and encourage. We can truly understand each other’s situations because many of us are facing them ourselves.

That is one of the reasons I am writing this blog. I want to share the things I have learned.

Continue reading →

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Thoughts On Stewardship

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Growing Plant

I’m sure I don’t have to tell you that most American families have been impacted by the recent economic downturn. Some of us have felt the impact more than others, but I would imagine that no matter where you find yourself on the spectrum, you could always use a tip or two to help you save a buck or two.

Since moving from city life to the country life 8 years ago, I have learned to be much more self-sufficient around the home simply because I don’t have the city conveniences around me. While this has taught me many valuable skills, it has also shown me how much money can be saved when we put forth a little (or a lot!) more effort. Continue reading →