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Why I Don’t Think Credit Cards Are All Bad

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Credit Card

Years ago, before my husband and I had children, we had debt. Lots of it.

We had the mentality that if we could afford the minimum monthly payment, then we could afford to purchase the items we wanted. We drove a very nice, brand new truck with a $400+ payment because, well, we could afford the payment.

Then we found out that we were expecting a baby. Continue reading →

4

Setbacks in the Walk of Faith

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Bible-and-cup

“But as for you, be strong and do not give up, for your work will be rewarded.”                              ~2 Chronicles 15:7(NIV)

You’ve heard the old adage, “If at first you don’t succeed, try, and try again.” But, like much sound advice, we seldom remember it when it can be the most advantageous to us. Continue reading →

4

Is This a Test?

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Pen & Paper

In the last few weeks, there have been several financial needs that have all seemed to occur one right after the other. You know the expression, “When it rains, it pours.”

I can hear my Pastor’s voice in my head. He says that when he finds himself in this type of situation, he asks God,Is this a test?”

My best girlfriend tells me that when people ask her what I am like, her reply is, “She’s just like me, except that she’s an overachiever.” I was surprised when she told me this because I don’t see myself as an overachiever at all. Over the years I have seen how I can have those tendencies at times, but when it comes to the thought that God may be testing me, I can tell you I want to obtain major overachiever status on that one! There are three reasons I feel this way. Continue reading →