money-background

Things have not always been as tight for our family as they are now. They’ve always felt like they have been, but as our income has consistently declined over the last 8 or so years, we’ve had to learn to make do with less and less.

In retrospect, we had it pretty good before. We had consistency and reliability. Now we have neither. I wish we had realized then how good we had it. Instead, we focused more on how little we had.

They say hindsight is 20/20, right? I’m sharing this personal information in hopes that you can learn from our experience.

Here’s what we wish we had done then: Continue reading →