advent-conspiracy

I know… I know… no one wants to think about Christmas in the middle of summer. Hang with me, though, I have a really good reason for mentioning it now.

You see, I’m a planner by nature. I like to plan meals, schedules, budgets, etc. July 1st means that this year is half over already.

That also means that Christmas will be here before we know it. We know it’s coming. It’s the same date each year. Most people, however, find themselves unprepared, financially, when the big day comes.

Speaking of finances, do you know how much we spend on Christmas gifts? Continue reading →